Americans Want to Age at Home: How Congress Can Fix Care Access & Pay Caregivers (2026)

The aging population in America is a topic that deserves our attention and action. With life expectancy on the rise, we're witnessing a shift in how we care for our loved ones. The desire to age at home, surrounded by family and community, is a growing trend, and it's time our federal policies caught up with this reality.

The Silver Tsunami and Its Impact

The statistics are eye-opening: over 63 million Americans are actively caring for aging or disabled family members, often while managing work and other responsibilities. This 'silver tsunami' is a result of increased life expectancy, now at an all-time high of 79 years. The population over 85 is expected to double by 2040, which is a significant demographic shift.

A New Caregiving Landscape

Traditionally, nursing homes were the go-to option for long-term care. However, the preference now is to age at home, maintaining connections with loved ones. Families are adapting, but our federal policy has not kept pace with these changing needs.

Federal Policy: A Long-Overdue Update

Two proposed pieces of legislation, the Home and Community-Based Services Access Act and the Long-Term Care Workforce Support Act, offer a much-needed update to our care system. These bills address the support working families require, especially regarding home and community-based care.

The Current Gap in Care

Under Medicaid, nursing home care is a guaranteed benefit, while home-based care is optional. This leads to long waiting lists, limited access, and inequities. Over 600,000 people nationwide are waiting for home-based care, often for years, despite being eligible. This is a glaring gap in our system.

The Proposed Solution

The Home and Community-Based Services Access Act aims to make these services a guaranteed Medicaid benefit, eliminating waiting lists and ensuring access to essential support like home health care and transportation. It also proposes better wages and job support for direct care workers, who are the backbone of our care system.

Investing in Caregivers

The Long-Term Care Workforce Support Act focuses on improving the caregiving workforce. It aims to address the crisis in this sector by investing in better wages, training, and job stability. Caregivers are undervalued and underpaid, leading to shortages. This bill ensures that funding increases benefit workers directly, improving care quality and reducing costly hospitalizations.

A Holistic Approach to Care

These proposals are not competing but complementary. Access to care and a strong workforce are two sides of the same coin. By making home care a viable option and investing in the workforce, we ensure a sustainable and effective care system. Homecare is not a luxury; it's a cost-effective solution that benefits families and the government.

A Call to Action

As caregivers, we do our best each day. It's time for Congress to recognize and support our efforts. By strengthening home and community-based care and investing in the workforce, we can uphold the values of independence, dignity, and mutual support that are so important to Americans. Let's ensure our policies reflect the reality of an aging population and the needs of caregivers.

Americans Want to Age at Home: How Congress Can Fix Care Access & Pay Caregivers (2026)
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